Oh and if someone can message me on how to get the signature thingy to work, showing the scores, and the little acorn, etc I would be most appreciative.
Thanks in advance! ☀️☔️
Hi @kmballen1, and welcome to myFICO!
I've added the seedling and 'Fitness Challenge' graphic to your signature. Once you reach the rank of 'Member' you'll be able to add/edit HTML yourself (it shouldn't be too much longer).
Have been rebuilding for a little over a year, but starting to do better tracking.
Goals for this year:
Gardening goal: Nov 2019
@UncleB... thank you.
You are too kind.
That is too cute! I am starting to feel apart of the community. 🤓
I made alot of mistakes young like im sure many here have. I have most of my negative debt paid off, three account left under $2000 to pay off. I have 4 secured cards with $500 or less credit limits that I keep under 2%. I have 49 inquiries over the past 25 months. I was doing very well and finally got to a 633 on Experian. I did a pre qualify on Citi and was offered 4 cards with actual rates and not 1-10 rates. I was unfortunately denied and then went on tilt and put 7 more applications in. I know this was a mistake and I am done for a while. I really want to build a great history and get unsecured cards. I have had a Navy Federal secured card for two years and nothing has changed. I'm sure it will come with more time and patience. I am open minded and willing to take any advice. My wife and I have good income and I have $20,000 in two authorized user account credit cards on my profile reporting for me.
My goal is to get my scores up to the 700s and hopefully get a house in 2yrs.
I am back again! I started this journey in 2014 and have been able to payoff my credit card debts and then respend TWICE. I decided I needed to change my mindset completely. My original plan started in January 2017 and was delayed due to a mdical emergency in February 2017.
Currently, my new job working overseas (plus a side hustle or two) will allow me to meet all of my goals and have already started cleaning up my debts. I wanted to finish this journey in 2018 because of a BK that would be removed in January 2019. However, I started in January 2019.
Goals for 2019:
Good luck to everyone!
New to my fico score challenge. My main goal is to buy a house here in the near future. Thats the main reason why I decided to join this forum and start looking at my mortgage fico scores.