Take the myFICO Fitness Challenge 2021!

[Kenny]

Happy New Year to the myFICO Forums Community!

Can you believe we’re entering our TWELFTH year of the myFICO Fitness Challenge?!
If you have financial goals, the myFICO Fitness Challenge is the place for you!

What is the myFICO Fitness Challenge?
To take part in the myFICO Fitness Challenge, simply post an introductory note and state your financial goals for the coming year. Are you hoping to raise your FICO Score? Buy your first home? A new car? Get that coveted rewards card? Tell us about what you hope to achieve, and what reaching those financial goals will mean to you. As the year progresses, check back here to report on your progress, talk about hurdles you encounter, or simply reach out for support and encouragement from your fellow Fitness Challengers.

Monthly Check-Ins
To help you stay on track we encourage you to stop by for monthly check-ins. On the first day of each month, myFICO will post a monthly check-in thread for you to talk about your progress, successes, speedbumps, etc. Participation in these monthly check-ins is optional - but encouraged!

First time Challenger?
If you’re new to the myFICO Fitness Challenge, then welcome! To begin, set up your official  MyFICO signature on your Profile page (Go to My Settings➢Personal Profile➢Personal Information). Then just reply to this topic, telling us a little about your financial situation, your goals, and how you plan to achieve them during the coming year.

Returning Challenger?
Welcome back! Please be sure to update your myFICO Fitness Challenge signature, so it directs to the current challenge. If you'd like, you can review 2020's challenge here.

[Kenny]

Can you believe we’re entering our TWELFTH year of the myFICO Fitness Challenge?!
If you have financial goals, the myFICO Fitness Challenge is the place for you!

What is the myFICO Fitness Challenge?
To take part in the myFICO Fitness Challenge, simply post an introductory note and state your financial goals for the coming year. Are you hoping to raise your FICO Score? Buy your first home? A new car? Get that coveted rewards card? Tell us about what you hope to achieve, and what reaching those financial goals will mean to you. As the year progresses, check back here to report on your progress, talk about hurdles you encounter, or simply reach out for support and encouragement from your fellow Fitness Challengers.

Monthly Check-Ins
To help you stay on track we encourage you to stop by for monthly check-ins. On the first day of each month, myFICO will post a monthly check-in thread for you to talk about your progress, successes, speedbumps, etc. Participation in these monthly check-ins is optional - but encouraged!

First time Challenger?
If you’re new to the myFICO Fitness Challenge, then welcome! To begin, set up your official  MyFICO signature on your Profile page (Go to My Settings➢Personal Profile➢Personal Information). Then just reply to this topic, telling us a little about your financial situation, your goals, and how you plan to achieve them during the coming year.

Returning Challenger?
Welcome back! Please be sure to update your myFICO Fitness Challenge signature, so it directs to the current challenge. If you'd like, you can review 2020's challenge here.

[GApeachy]

Thank you @Kenny !  Happy New Year!!!!!!

[Kenny]

Happy New Year, @GApeachy! Sorry I didn't do this last night... I crashed! January page is incoming!  

[GApeachy]

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@Kenny wrote:

Happy New Year, @GApeachy! Sorry I didn't do this last night... I crashed! January page is incoming!  

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Totally understand, hey....no rush, hopefully it's smooth sailing from here on out.  GO 2021

[Fantasypugs]

Hi!

I am excited to take my first  FmyFico Challenge. As of today I have payed off all of my credit cards. I do have some collection activity I will be working on next. I have never dealt with these in the past butI am looking forward to working on these after reading lots and lots of posts on this forum for the last 2 years.

I have 3 goals:

1 is to get a better rate than I am paying now on my truck . I will be able to get a newer one with more of the payments going to the truck and not interest.

2 is get a Chase Bank card with the great bonus's they offer

3 is to finish fixing up my manufactured home for a new home purchase in the next year or two.

[Fantasypugs]

How can I remove the scores in my above post? I did copy and paste what I thought was a code for the 2021 challenge. But these sadly are not my scores.

Thanks so much

[GApeachy]

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@Fantasypugs wrote:

Hi!

 As of today I have payed off all of my credit cards.

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Hi Back! 

Be sure to do AZEO so you don't have a scoring penalty.  Do a search if you aren't familar with it.  There's a lot of info. on it in the MF forums.

Good Luck and all the best with your DIY project. Onward and Upward

[Fantasypugs]

I forgot all about that! Thank so much and I'll be sure to add a bit on one.

[GApeachy]

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@Fantasypugs wrote:

I forgot all about that! Thank so much and I'll be sure to add a bit on one.

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You're welcome!  That's what we're all here for......to help each other.  Happy New Year

[CreditBones]

HAPPY NEW YEAR 2021!!!

My 2020 myFICO Fitness Challenge started just a few months back, but the improvement has been unprecedented!

I have to thank everyone here that is willing to help with valuable info, suggestions, strategies, moral support, personal experiences, and the whole nine yards!

Check my last three months, versus 1/1/2021's update!!!

My 2021 myFICO Fitness Challenge is to fill as many of those cells in that table with dark green color!

Stay strong! Stick to the plan! It works!