cancel
Showing results for 
Search instead for 
Did you mean: 

Take the myFICO Fitness Challenge 2021!

Boxermom1
Established Member

Re: Take the myFICO Fitness Challenge 2021!

Hi all.  Before I go into introductory mode, I need to know if I am doing this right.  I got lost at the copy and paste in my signature box, as I have no idea what or where that is.  I definitely want to join this challenge

https://ficoforums.myfico.com/html/assets/challenge.png
Message 91 of 99
OmnificentQueen
New Member

Re: Take the myFICO Fitness Challenge 2021!

I'm also interested in joining the challenge,  but am unsure as to what happens after updating my sig.

Are there steps to follow to address the issues on our reports? Please help!

Signed, At A Loss 🤷🏾‍♀️

 

Message 92 of 99
needcreditup
New Visitor

Re: Take the myFICO Fitness Challenge 2021!

New here and ready to get these score up .. trying to learn the abreviations and way to do this the right way. 

Joined NFCU both personal and Business trying to get their CL but no luck, will see the strategy here in the forum. I have the rewards card but they wont give me a LOC. Hope to learn all I can here

 

EQ: 651

TR: 657

EX: 616

Message 93 of 99
Boxermom1
Established Member

Re: Take the myFICO Fitness Challenge 2021!

Have I gotten in yet?  So confusing!

https://ficoforums.myfico.com/html/assets/challenge.png
Message 94 of 99
Southskier
New Visitor

Re: Take the myFICO Fitness Challenge 2021!

Hi, Looking forward to building my score

Starting Score: 700
Current Score: 800
Goal Score: 850


Take the myFICO Fitness Challenge
Message 95 of 99
OldLadyStartingOver
Established Member

Re: Take the myFICO Fitness Challenge 2021!

Hello to you all...

I'm new and this is my very first post.  Long story short....filed BK7 5/29/21 and according to my attorney I will receive a DC 8/29/21.  I'm scared, excited, worried, happy, and overwhelmed.  Been in and out of these forums for several years.  Initially stumbled into it when I was building my scores around a decade ago...I did reach my goal.  However...

 

Began going through these forums again April this year when I first spoke to a BK attorney.  My anxiety is through the roof as I type this.  Reading everything I've read has been soooooo overwhelming...I read, feel nauseated, put the tablet down and then a few hours later I pick it up again.....This is where I am..I've burned:

Cap1

Cap1 Auto

Amex/Delta Gold😭

Amex/Delta Plat😭

Macys

JCP

Chase

Discover😭😭

 

I currently have a Self Lender Loan and a Secured Loan with NFCU.  I need 3 CC trade lines.

 

My goal is to get a USDA mortgage in 2024 (3yrs after BK7 DC).  I'm wanting 750-801 for the lowest possible interest rate.  This will be my first home purchase.  I'm late into the game being my age but I've always been terrified to file for a BK.  Here I am, looking for help, guidance and to live vicariously through those of you that have successfully gone through this ahead of me.

 

I apologize if I'm in the wrong place with my post.  I actually had a hard time trying to figure out HOW to make a post😩.

 


Starting Score: 483
Current Score: 000
Goal Score: 801


Take the myFICO Fitness Challenge
Message 96 of 99
OldLadyStartingOver
Established Member

Re: Take the myFICO Fitness Challenge 2021!

DISCHARGED YESTERDAY!  Yayyyy Me...


Starting Score: 483
Current Score: 000
Goal Score: 801


Take the myFICO Fitness Challenge
Message 97 of 99
800scoreplease
Valued Member

Re: Take the myFICO Fitness Challenge 2021!

Hi,

I know it's late but I really am really excited to join all of you. My goal is to be free of student loan and credit card debt by Dec 2022. I will still have my mortgage and I want to by a new car in Dec 2022 also. My pay off plan is written down and I have been following it all year☺️. Barring no financial hiccups I should be able to accomplish this...fingers crossed.




Starting Score: 727
Current Score: 776
Goal Score: 805


Take the myFICO Fitness Challenge
Message 98 of 99
Space_Daddy
Visitor

Re: Take the myFICO Fitness Challenge 2021!

I would like to get my score to 720 and get credit limit increases on 4 of my cards.

Message 99 of 99
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.