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myFICO Fitness Challenge 2013 Wrap Up: How Did You Do?


Re: myFICO Fitness Challenge 2013 Wrap Up: How Did You Do?


 I did pretty well last year!


My first credit card (Captial One) increased my CL from $500 to $2000.

My second credit card (Discover It) increased my CL from $750 to $1250.

I got an Amazon Chase card with a CL of $2000 and then increased to $4000.

A few days ago I got an Amex Blue Everyday with a CL of $7500.


Now I have four credit cards with a combined CL of $14750.


My Fico score was close to 750 at some point, but my AAoA is too short so I might not be able to hit that score anyways.

 Credit Score 2013 Goal


I got my first credit card in May 2012 (CL: $500) and got my second in March 2013 (CL: $750). My current TU score is 689, (was 734 before I got my second credit card).


In August, 2013 I'll have my SSN for two years, and then I'll be able to check my FICO score. Now I can only see my TU score via Credit Karma.


My Goal in 2013:

  • Get a FICO score of 750+ by the end of 2013!
  • Get a total credit limit of $2000+

Starting Score: TU 689; EX 720
Current Score: TU 764 (Credit Karma 5/14/14); EX 746 Goal Score: 800
Last App: 03/07/2014 Gardening until: 12/31/2015
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