South Jamaica, I’ve been waiting a year for this, you’re darn right I was happy to spend the money to pull it the day before and the day of. I’ve waited a year for this...do you know how hard that was? When’s the last time you made a year? LOL.
Very interesting data points. Different experience from my own which I reported last month where I gained EQ9/TU7/EX0 on FICO8 when AoYA hit 12 months. My other data points are different from yours (# inq lower, CC and loan util higher) but otherwise a clean, relatively aged (6 yr AAoA) and thick profile for me, as well.
Nice AoYA data points!
You lose points on the FICO 9 models? What's that about?
Very good question and one to which I have no answer, but would love to.