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2HP for CC and Score Jumps 14points

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jologan79
Frequent Contributor

2HP for CC and Score Jumps 14points

So I did 2 HPs yesterday for CLIs and I just got an alert that myfico jumped 14points.

 

Isn't this ususal. This is the 3rd or 4th time that I've had HPs and myfico has jumpted more than 10points.

 

Can someone explain.


NFCU Cashrewards $20,500 ~ NFCU LOC $15,000 ~ Chase Southwest $9,800 ~ Discover IT $500 ~ Hilton Honor Amex $1,000 ~ MILITARY STAR $6,900 ~ USAA Classic $500 ~ Macy's Store Card $3,200 ~ Mercury Visa $3,450 ~ Amazon Prime $2,200
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: 2HP for CC and Score Jumps 14points

Which two cards?
Message 2 of 5
jologan79
Frequent Contributor

Re: 2HP for CC and Score Jumps 14points

Well they were both Navy Federal.. 

1 CC CLI approved 3000 to 7500

2 LOC increase  denied 


@Anonymous wrote:
Which two cards?

 


NFCU Cashrewards $20,500 ~ NFCU LOC $15,000 ~ Chase Southwest $9,800 ~ Discover IT $500 ~ Hilton Honor Amex $1,000 ~ MILITARY STAR $6,900 ~ USAA Classic $500 ~ Macy's Store Card $3,200 ~ Mercury Visa $3,450 ~ Amazon Prime $2,200
Message 3 of 5
Anonymous
Not applicable

Re: 2HP for CC and Score Jumps 14points


@jologan79 wrote:

Well they were both Navy Federal.. 

1 CC CLI approved 3000 to 7500

2 LOC increase  denied 


@Anonymous wrote:
Which two cards?

 


They're not going up due to the inquiries.  The inquiries are what caused the alerts but something else in your file is responsible for the rise in scores.

Message 4 of 5
Anonymous
Not applicable

Re: 2HP for CC and Score Jumps 14points

I want to try for 20K SP increase on my NFCU in a month after their AR.
Message 5 of 5
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