30 to 30

[Anonymous]

Does the simulator ding you each month you are 30 days late.   My example is let's say I am current this month and then the next reporting period I am 30 days late(that's an obvious ding on my CR) but, then the next month I am still reported as 30 days late.  Am I dinged again or does the simulator just view it as another 30 from the previous month and do nothing?

[Anonymous]

Being late after joining myFICO is unaccectable -

To Answer you question-

IMO and experiance FICO only dings you ONCE scoring wise in payment history per TL.

It is all ablout how severe and how recent-

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GETNUMBERSUP wrote:

Does the simulator ding you each month you are 30 days late.   My example is let's say I am current this month and then the next reporting period I am 30 days late(that's an obvious ding on my CR) but, then the next month I am still reported as 30 days late.  Am I dinged again or does the simulator just view it as another 30 from the previous month and do nothing?

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[Anonymous]

I have a question along this line. I have 1-120, 2-90, 2-60,and 5-30 from 6 years ago. How bad are these hurting me. I keep reading the longer it is on your record it doent hurt as much. Any ideas on how many points?

[Anonymous]

Are these all on a the same account?

IMO- FICO only dings you once for payment history per TL.

The 30's and 60's are not hurting much if any-

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onfussedandneedinghelp wrote:

I have a question along this line. I have 1-120, 2-90, 2-60,and 5-30 from 6 years ago. How bad are these hurting me. I keep reading the longer it is on your record it doent hurt as much. Any ideas on how many points?

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