Got 13 points today for collection dropping off and improved to 'good' for new credit (only 2 things in past year were mortgage and 1 retail card).
Not a huge jump but every little bit helps!!
Now if I can just get the PR erroneous release date corrected so a small tax lien can be removed, (1998) , Providian to remove those 90 days lates (25 of 'em!) they added after I paid the CO, and Cap1 CO paid (and hopefully not have the same thing happen as Providian with them showing 90 day lates for each month from 05-05 charge off!!) which will help my utilization by almost 50%, I should be looking pretty good!!
Just wanted to share the good news!!
FICOs: EQ 633 TU 643 EX 640
(TU and EX were just run last week before the collection dropped, so are probably a little higher, but since I just bought those reports, I'll wait til I get some of these other things corrected before I buy new ones.....trying to be prudent!)
FICOS: TU 732(05-16-16) EQ '08 739( 05-16-16) EX 737 (08-17-16)