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I am curious, even though I have a decent score, when I apply for a credit line increase at Bank of America for example, I get declined due to too many deliquincies about five years ago for medical bills. So I wonder how much your FICO score matters if it keeps going up every month but I get declined for the DQs? I also searched and found something interesting today:
http://answers.yahoo.com/question/index?qid=20070409170941AAh0ogf
If this is correct hopefully I can get the collection agenices to wipe the medical collections from my record since I paid them all in full.