800->784 Experian free report/score data

[newhis]

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@JLK93 wrote:

I think I remember that TT once said that myFICO doesn't include AU accounts in the number of accounts with balances. That would explain why it only showed 6 accounts with balances the previous month.

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Thank you, that must be it.

Another thing to test in the future.

[newhis]

Discover scorecards say her score still 784 after paying the store card to $0.

The only thing I can see from her 784 from 12/11 to her 800 from 12/14 is an AU card with $34 balance.

So the next test will be to let the AU report a low balance again.  Her AoOA will be 3 years on 2/14 I don't know if that will change things or not.