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850 850 850

Valued Contributor

850 850 850

EX 08 was the one I was missing. Now it’s here!

 

 

ex-08-850.png

Message 1 of 20
19 REPLIES
Frequent Contributor

Re: 850 850 850

Congrats!  Game over, now what? Smiley Happy

Message 2 of 20
Super Contributor

Re: 850 850 850


my-own-fico wrote:

EX 08 was the one I was missing. Now it’s here!

 

 

ex-08-850.png


Nice, congratulations Smiley Happy
FICO8 EQ 774 TU 794 EX 772
Message 3 of 20
Established Contributor

Re: 850 850 850

Congratulations on this achievement!!  I just got there myself.

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Message 4 of 20
Valued Contributor

Re: 850 850 850

very very very nice!! Congrats to you. Keep up the good work. Don't let up..Smiley Happy

American Express Business Gold(NPSL 10k) AmexPlat (NPSL 35K) Chase CSP (25k) BofA BBR (18.8k) Amex BCP(18k) Lowes (17K) BofA CR Siggy (15k) NFCU CLOC (15K) NFCU VS Cash (15K) Pier 1(12.5k) Care Credit (12k) Venture WMC (10.25k) Hilton Honors Ascend (10K) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9k) J Crew( 7.9k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (7000) Overstock (7000) Fidelity® Rewards Visa Signature® Card (6500) Citi Diamond (6k) PenFed PCR (5K) Kohls (3k) Amex Everyday (1k) Mortgage May 2017 - 2 Penfed auto loans May 2017

FICO 8 Scores EX 693(20) EQ 675(22)TU 693(23) AAOA 2.9yrs TCL=303,350
Message 5 of 20
Established Contributor

Re: 850 850 850

Wow. Congratulations! A pretty nice lineup too. Smiley Happy One day...one day. Smiley Happy ... more of us will join that 850 group.
gardening: 6/2018 updated: 01/06/2018 rebuild: 2/2016 EQ 648 TU 642 EX 663
Start Mort: EQ 817 TU 783 EX 811 Fico 8: EQ 850 TU 791 EX 850
Curr Mort.: EQ 817 TU 800 EX 811 Fico 8: EQ 850 TU 843 EX 850
Goal Mort.: EQ 817 TU 800 EX 811 Fico 8: EQ 850 TU 850 EX 850
Take the myFICO Fitness Challenge
Message 6 of 20
Regular Contributor

Re: 850 850 850

Well done!!!

Fico 8 Scores
10/2017: EQ - 823; TU - 835; EX - 824; Seven CCs ($125,500 CL, 0%-1% UTIL); AoOA = 15.5 years; AAoA = 60 mos.; AoYA = 18 mos.; one mortgage; one car loan; derogs from 2009 and 2010 now gone after 7 years. It's taken a few years but credit scores are now good after starting in the high 500s back in 2011
05/2016: EQ - 712; TU - 706; EX - 710
11/2015: EQ - 694; TU - 651; EX - 653
5/2015: EQ - 640; 11/2014: EQ - 653; 05/2014 EQ - 653; 11/2013: EQ - 645; 05/2013: EQ - 656;11/2012: EQ - 646;
Message 7 of 20
Community Leader
Senior Contributor

Re: 850 850 850

Fabulous!


Message 8 of 20
Established Contributor

Re: 850 850 850

Wow! Awesome!

Starting Score: EX:570, 8/2011
Current
Scores(3/30/18):
EX08:837; EQ08:834,
TU08:835
Inqs(12 mo): EX/0, EQ/0, TU/0
Goal Scores: 800+
My Cards: BoA Rewards: 20K, Discover IT: 50K, Arrival : 13.3K, CDP: 27.1K, Amex PRG, Amex ED: 22.5K, Amex BCP: 20K, FU: 21K, CSR: 35K, Amazon Store: 20K, Macys:6K, Diners Club:40K
Message 9 of 20
Valued Contributor

Re: 850 850 850

ex-08-850-2016.png

 

Haha it’s the funniest thing. I actually had a triple 850 two months ago. Sometimes something is right in front of you, and you don’t see it. My EX 08 in a myFICO score report was 848 on December 3, 2016, and I thought a new credit passing the one year mark was baked into it. But an Amex CreditSecure score notified of an 850 as of December 10, so it wasn’t, nothing else happened that week. The EX 08 850 was probably updated on December 4.

 

850-850-850.png

 

Message 10 of 20