what does PFD stand for?
skipp wrote:I had one verizon collecion I did not like. So I sent a PFD letter. They were very cooperative, deleted before I even payed them. I kept my end of the bargin and payed in full. My EX score went from 662 two 753 just from that one deleted collection. And I owe it all to you guys at this forum. It's all a game, I understand how to play now.