Does the crediter instant approval system Recognize the diff between my own cards to a AU cards on the credit report wen applying for a card and the approval is instant and it’s not going for review
I know it’s showing as a AU Responsibility
In other words Is the approval a higher chance if I have my own card
If I wanna apply for a good card now
reason I am asking is because Right now I am building credit first time and my score jumped from zero to 716fico on TU after I was added to 2 cards 5 years excellent History 3 % utilization
The lender's underwriting takes into account factors other than your score.
I would need to know much more to advise you as to whether you should apply for a "good card" now.
1. where are you getting your scores from
2. what are your card limits and balances
3. what do you mean by a "good card"
Good card is the Amex gold
Scores are FICO from Experian 7 day trial
Limits are combined 2 AU Cards are 35k
Only 1000$ balance 3% utilization
Then yes I think you have a good shot at the Gold.
Now as a side topic where do I find the champagne color card link ?
Don't quote me on this, but I think that was a limited time offer which no longer exists.