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AZEO Impact on Mortgage

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AllZero
Mega Contributor

Re: AZEO Impact on Mortgage

What CMS Credit Monitoring Service are you using?

 

Have you compared your before and after reports line by line to audit if there is any other changes on your credit report besides the reduced utilization?

Message 11 of 16
Anonymous
Not applicable

Re: AZEO Impact on Mortgage

I used my 3B's credit reports from annualcreditreport.com for comparison. Don't see anything amiss or exception from last week's report (I am pulling them weekly since last couple of months).  

Message 12 of 16
Anonymous
Not applicable

Re: AZEO Impact on Mortgage

Its a revolving CC with 5k limit.

Message 13 of 16
Anonymous
Not applicable

Re: AZEO Impact on Mortgage

The score loss was not caused by AZEO. 

Message 14 of 16
House2021
Established Contributor

Re: AZEO Impact on Mortgage

I'm in the same boat now, trying to get 6 mortgage points, how did things work out, did you pay it, reflect $0 before very last hardnpull or were those drops the last thing that happened?

Message 15 of 16
Anonymous
Not applicable

Re: AZEO Impact on Mortgage

Well....I got 5 points added in the next cycle, just few days before the hard pull. 

Again, no other changes on any other item and only maintained the AZEO.

I was expecting a jump of ~20 points, was told that should be. Guess, got those 5 which I feel should be good enough for you....Please do try.

 

Message 16 of 16
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