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I had some old negative accounts deleted from my CR. They are all gone now, but my FICO score has not improved much. Under the reasons for my score, the CRAs say that I have 1 negative account, but when I go to see the account, there are none. Any ideas?
Your subject line says that you have no accounts. Do you mean that you have some positive accounts but no negative accounts?
If you're seeing a negative reason code which is pointing to a negative account or negative item, it must still exist on your report. If you removed a bunch of negative items but one still remains, your score isn't likely to improve much. When that final piece of negative information is removed, you'll see a nice increase.