Over the last month (for reasons not relevant here) I've essentially moved half of my installment debt over to revolving debt.
Installment utitlity (3 student loans) dropped from 16% to 9% while revolving utility doubled from 8% to 16%.
FICO 08s on 3/11/17-
EQ - 744
EX - 728
TU - 733
FICO 08s on 4/12/17-
EQ - 748
EX - 726
TU - 731
So, essentially unchanged, because the bump from dropping installment below 10% counteracted the doubling of revolving utility (including cards at 35%, 63% & 87%). But my FICO 09 scores didn't seem to receive the installment bump.
FICO 09s on 3/11/17-
EQ - 743
EX - 729
TU - 741
FICO 09s on 3/11/17-
EQ - 730
EX - 706
TU - 725
Clearly FICO 09 weights installment & revolving much different than FICO 08. Which leads to the question in the title: Are there any clean Data Points on a Share Secured Loan's impact on FICO 09 scores?
Interestingly, my VS3 scores absolutely tanked - EQ 732 to 631 & TU 720 to 625.