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Any ding for being over the limit?

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Anonymous
Not applicable

Re: Any ding for being over the limit?

Ah that's right @FinStar - I had forgotten about that. That does put it into a different context!

Message 11 of 12
masscredit
Valued Contributor

Re: Any ding for being over the limit?

I knew some of the accounts were closed to their limits. Interest and fees put a couple over the top (Cap 1).  Scores really aren't my priority right now but I still watch them and like to know how things work.  One thing that surprised me is my FICO 04 score that I get from DCU. It's actually gone up a few points. Was at 692 last month. Meanwhile. my 08 score from here has been on a steady decline. Life has been going downhill financially so I'll probably be filing for BK in a few months. 

 

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

SDFCU Secured - $5000 / TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 12 of 12
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