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Ah that's right @FinStar - I had forgotten about that. That does put it into a different context!
I knew some of the accounts were closed to their limits. Interest and fees put a couple over the top (Cap 1). Scores really aren't my priority right now but I still watch them and like to know how things work. One thing that surprised me is my FICO 04 score that I get from DCU. It's actually gone up a few points. Was at 692 last month. Meanwhile. my 08 score from here has been on a steady decline. Life has been going downhill financially so I'll probably be filing for BK in a few months.