cancel
Showing results for 
Search instead for 
Did you mean: 

Any sight

tag
Anonymous
Not applicable

Any sight

Ok, I'm starting to think I'm wasting money using this site. I have contacted customer service several times today. Here's the deal...I got a 1500 cli that has been reported to the bureaus. I know this because the increase is showing up on other sites. Well it's not showing up on my fico. They told be to pull the credit reports and it will update. Umm really 25 dollars a month and I still have to pay an xtra 45 just to update the scores? Seriously??? They also told me to contact the bureaus and have them report it to my fico. I call the bureaus and they tell me that my fico is supposed to be pulling it from them. I'm on the verge of canceling my subscription with my fico. Seems pointless to pay for something that is not going to update, unless I pay more money! Ugh😡😡
Message 1 of 5
4 REPLIES 4
cdtotten
Established Contributor

Re: Any sight

No need to contact the bureaus, as that won't help at all.

 

I haven't used myFico's monitoring in a while, but it used to be that in the background they would check your reports a couple times a week and if something happened to trigger a change (a new account, change in balance, etc.), and you had the alerts setup for those changes, you would get the updated score. Sometimes it lagged behind a couple days, but it was pretty good. 

 

Keep in mind that adding a new account could be a wash score wise, especially with that small of a CL. The new inquiry (i'm sure there was one) and the effect on your age of accounts usually offsets the credit limit boost, unless your utilization was above a bracket and this lowered it into a new bracket (i.e. went from 32% to 19%.

 

Hope it all works out for you.


Starting Score: 627 EQ, 621 TU - 11/15/08
Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender Pull
Goal Score: 800 EQ & TU


Take the FICO Fitness Challenge
Message 2 of 5
Anonymous
Not applicable

Re: Any sight

No I've had Capitol one for a year. It was a credit line increase. Went from 500 to 2000. I'm just frustrated why that wouldn't have triggered an increase.
Message 3 of 5
Anonymous
Not applicable

Re: Any sight

I also went from 25 to 19% util that's not including 2 other cards I just paid down to 5%
Message 4 of 5
Anonymous
Not applicable

Re: Any sight

Ok just got a combined increase of 17 points for trans and equifax! Yay!!! Nothing on experian.
Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.