Anyone have this happen?? What does it mean

[Anonymous]

Usually aren't reason codes limited to about 3 per bureau?  So, if you happen to have 3 stronger reason codes at the moment they could be being displayed rather than a code you had a few months back when those one or more of those 3 stronger ones wasn't as big of a factor.

[Anonymous]

I have 4 greending codes and 4 red codes.....

And doesn't explain why a r3d would turn green when it should be the other way....

Next...

[Anonymous]

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@Anonymous wrote:

When you received the green (good message) which of the three credit bureaus was it associated with?  TU, EQ, or EX?

When you received the red (bad message) which credit bureau was it associated with? 

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Do you know the answers to those questions?  If you do and can tell us what they are, that may help.

[Revelate]

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@Anonymous wrote:

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@Anonymous wrote:

When you received the green (good message) which of the three credit bureaus was it associated with?  TU, EQ, or EX?

When you received the red (bad message) which credit bureau was it associated with? 

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Do you know the answers to those questions?  If you do and can tell us what they are, that may help.

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The green messages are meaningless, they're just interpretation of the data, and have no instrinsic bearing as to your score.

Reason codes are *always* negative, and they're the ones to watch.  So with the high balances on his reason codes, just means he's over the 10% line (which is where mine fell off at least).

[Anonymous]

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@Anonymous wrote:
I have 4 greending codes and 4 red codes.....

And doesn't explain why a r3d would turn green when it should be the other way....

Next...

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Sure it could.  Read my previous post and just change the number "3" to "4" and the same applies.

As Rev stated, however, don't over think the positive reason codes all too much.

[Anonymous]

Well the initial question was...

Why would the green turn to red when my accounts got better....ie. less Balance

[Revelate]

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@Anonymous wrote:
Well the initial question was...

Why would the green turn to red when my accounts got better....ie. less Balance

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Because whoever wrote the FICO consumer parsing algorithm made some decision that something else was more important to label as a positive.

The red ones count, the green ones don't.  Can't stress this enough.

[Anonymous]

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@Anonymous wrote:
Well the initial question was...

Why would the green turn to red when my accounts got better....ie. less Balance

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Because whatever greens you have now are considered by whoever wrote the program to be more meaningful than the former one that is no longer there.

[Anonymous]

So basically u don't know.....lol.....no need to write esoteria

[Anonymous]

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@Revelate wrote:

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@Anonymous wrote:

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@Anonymous wrote:

When you received the green (good message) which of the three credit bureaus was it associated with?  TU, EQ, or EX?

When you received the red (bad message) which credit bureau was it associated with? 

---

Do you know the answers to those questions?  If you do and can tell us what they are, that may help.

---

The green messages are meaningless, they're just interpretation of the data, and have no instrinsic bearing as to your score.

Reason codes are *always* negative, and they're the ones to watch.  So with the high balances on his reason codes, just means he's over the 10% line (which is where mine fell off at least).

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Thanks R.  Immensely helpful observation.  If I am understanding you aright, the green messages were made up by whoever is writing that particular credit monitoring system (whether myFICO or Credit Check Total or at least a dozen other CMS's one could name).  The red messages are rooted directly in the FICO model itself and are common to any CMS that is pulling that particular model with that bureau's data.