My FICO 2 score did not change on 9.1.19 when I hit 1-year AoYA. However, on 9.22.19 when my account hit the real 1-year mark and my Inq also hit 1 I gained 6 points.
sjt Thank you for the data point.
I don’t know what all monitoring services you have, but did you notice any changes in any other scores variants of 2004 or 1998 models? Bank card versions, automobile versions? Or the other mortgage scores?
And I assume six points is what you lost for the inquiry a year ago?
I bought a 3B report in mid September. I'll compare that with the earlier 3B report I have and report back.
4.8 years AAOA. Oldest Account 11 years.