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AoYA any score gains at 2 year mark?

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Meanmchine
Super Contributor

AoYA any score gains at 2 year mark?

Im guessing that Vantage will see a gain but what about FICO models?

I hit 0/24 next month and Im hoping I might finally hit 850 on TU, been stuck at 848 for a year now

Thanks !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 1 of 4
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CYBERSAM
Senior Contributor

Re: AoYA any score gains at 2 year mark?


@Meanmchine wrote:

Im guessing that Vantage will see a gain but what about FICO models?

I hit 0/24 next month and Im hoping I might finally hit 850 on TU, been stuck at 848 for a year now

Thanks !


😏 Now that's a great problem to have! 😂







                
Message 2 of 4
Anonymous
Not applicable

Re: AoYA any score gains at 2 year mark?

No that metric maxes out at 12 months on version 8. Sorry.

But you may on some of the older versions? I’m not sure. Please report back and let us know if you do get any bumps on any of the older versions.
Message 3 of 4
Anonymous
Not applicable

Re: AoYA any score gains at 2 year mark?

Make sure to check your other metrics like average age of accounts, average age of revolving accounts, and average age of installment accounts. they can give points too, I believe
Message 4 of 4
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