No it just dropped off. I'm pretty sure I'm in the clear.
I'm basically looking for a card to transfer 2000$ I have on my DCu visa who's 0 Apr runs out in July.
My $2000 hasn't updated on my report yet. It will anyday.
Now I have 5 percent utilization. I'm not sure if I should pull the trigger on us bank pre qualification before my balance hits report. Or wait until July when I've paid down my balance a bit.
But I don't plan on paying more than half Wich would give me about 30% utilization in July.
My Experian score is 715 but with 12 inquiries.
Trans Union 695 with 6 inquiry.
My DCu card has a 10 %apr so I could keep my balance on that card to let my aaoa age(Wich is about a year...)
But I see a solid APR AT us bank and at bottom it says
Additional information
Balance transfer is available.
Make sure you choose your categories each quarter. If you do not choose your categories, all eligible net purchases will still earn 1% cash back. Category options are subject to change quarterly.
Learn more
Is this a good pre qualification
Starting score
(February 2018)-520Current Score: FICO 8- 748EX, 768TU, 770EQ, Goal Score: 780 by (05/2020)
BUISNESS CREDIT
Citi AAdvantage p.s. 11,000 SL
Amex Hilton-3000
Amex SimplyCash Plus® -1300-
Amex Blue Business Plus Card - 10,000.
Amex green charge card- NPSL
inquiries scoreless. Ex, Tu, Eq=1,1,1
TOTAL PERSONAL CL 100,000+
Amex Green
BJs perks World Mastercard-14,000
HILTON HONORS-2000
Cap1 Venture(Downgraded to V1)-VS-5,500
Sams Club MC 20000
Citi® - AAdvantage® Platinum Select® WEMC-10,500CL, Citi Premier(WMC)(upgraded from rewards+)9750
1st Disco It- 4200 , 2nd Disco it- 5500CL
Dcu-3000-
12/18 Amazon SC- 10,000 cl AND-Walmart SC-7500cl, Home depot- 2000cl-
- Auto loan(80% paid off)
Goal score 800
