No it just dropped off. I'm pretty sure I'm in the clear.
I'm basically looking for a card to transfer 2000$ I have on my DCu visa who's 0 Apr runs out in July.
My $2000 hasn't updated on my report yet. It will anyday.
Now I have 5 percent utilization. I'm not sure if I should pull the trigger on us bank pre qualification before my balance hits report. Or wait until July when I've paid down my balance a bit.
But I don't plan on paying more than half Wich would give me about 30% utilization in July.
My Experian score is 715 but with 12 inquiries.
Trans Union 695 with 6 inquiry.
My DCu card has a 10 %apr so I could keep my balance on that card to let my aaoa age(Wich is about a year...)
But I see a solid APR AT us bank and at bottom it says
Additional information
Balance transfer is available.
Make sure you choose your categories each quarter. If you do not choose your categories, all eligible net purchases will still earn 1% cash back. Category options are subject to change quarterly.
Learn more
Is this a good pre qualification
Starting Score: 520(February/18) all 3
Current Score: 695 ex 698 tu, 690eq all fico
Goal Score: 750
Cap1 platinum- 500, 3/18
Cap1 qs-500-6/18
Disco- 2000-5/18
Dcu-3000-6/18
Amazon-500-12/18
Walmart-200 12/18, Home depot- 2000 2/19
Loans paid closed 1 auto 6/18
1 personal 12/18( closed)
Active loans-
Refi -dcu2.74 Auto 6/18
Personal dcu-1/19