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Authorized User Impact on Credit Scores?

CreditFun
Regular Contributor

Authorized User Impact on Credit Scores?

Utilitzation if you live in same household?

AAoOA?

 

Do they impact the score the same way my own personal account concerning same?

 

Leaving anything off?

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1 REPLY 1
AzCreditGuy
Frequent Contributor

Re: Authorized User Impact on Credit Scores?

I am on 2 AU cards and if they have balances they effect my personal credit scores and UTI....If you do the AU route, its best to have balances below 8% and use it for UTI lowering purposes while you build your own credit. 

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