As I said earlyer, we are trying to buy a house and before that to pusj my wife's score up.
I would like to add her as a AU on 2 of my CC.
THey are 4 and 3 years old, older one was 1 time 30 days late more than 3 years ago.
Also, would it help if she consolidate her's student loan?
Is it worth to do this and much will that help her score?
Thank you all!