After I had it for a month, I called them to cancel and they reduced my monthly cost to $5.99. It just wasn't worth it to me as I have Truecredit which I can update every day. Privacy assist gets a report and that report stays the same for almost three months...And actually there has been nothing...not even the old report there for the last three weeks...nothing...and they just charged me that $5.99...so I am going to once again call them to cancel...don't need it....