How are the Bank of America FICO scores on the website? are they FICO 8.0 scores or are they Vantage 3.0/Credit Karma ones? just wondering if there's any perks of getting a BofA credit card just for the free scores instead of paying.
BoA provides Transunion FICO 8. It's accurate. Their cards are great. 👍
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thanks I just did AnnualCreditReport recently 1 dollar for TU, that's fine since the free one gave me error or didn't show score, aka credit report not score, lol. I got the EX score free as well was thinking $1. My EQ generated error on ACR, not sure if it has to do with me being on their "class action lawsuit" or w/e. 6-9 months in my CK score is about 1-5 points from my real score which is amazing when it was 20-50 point difference 6+ months ago.
The score shown on BOA lags by anywhere from a couple weeks to a month. They do have a nice chart showing your score over time. The site also accurately shows the date for which the score was accurate.