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BofA fico scores? how accurate are they?

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Valued Member

BofA fico scores? how accurate are they?

How are the Bank of America FICO scores on the website? are they FICO 8.0 scores or are they Vantage 3.0/Credit Karma ones? just wondering if there's any perks of getting a BofA credit card just for the free scores instead of paying.






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Super Contributor

Re: BofA fico scores? how accurate are they?

BoA provides Transunion FICO 8. It's accurate. Their cards are great. 👍

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Valued Contributor

Re: BofA fico scores? how accurate are they?

It is much easier to see on a computer but if you use your mobile then just scroll all the way down to the bottom.

 

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 FICO 8
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Valued Member

Re: BofA fico scores? how accurate are they?

thanks I just did AnnualCreditReport recently 1 dollar for TU, that's fine since the free one gave me error or didn't show score, aka credit report not score, lol. I got the EX score free as well was thinking $1. My EQ generated error on ACR, not sure if it has to do with me being on their "class action lawsuit" or w/e. 6-9 months in my CK score is about 1-5 points from my real score which is amazing when it was 20-50 point difference 6+ months ago.

 






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Re: BofA fico scores? how accurate are they?

The score shown on BOA lags by anywhere from a couple weeks to a month. They do have a nice chart showing your score over time. The site also accurately shows the date for which the score was accurate.

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