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BofA fico scores? how accurate are they?

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MudkipsRKooL
Regular Contributor

BofA fico scores? how accurate are they?

How are the Bank of America FICO scores on the website? are they FICO 8.0 scores or are they Vantage 3.0/Credit Karma ones? just wondering if there's any perks of getting a BofA credit card just for the free scores instead of paying.

Current score: 778ex | 774tu | 777eq
INQ status: 1/24, 1/12

Currrent Cards:




Future:
Message 1 of 5
4 REPLIES 4
AllZero
Mega Contributor

Re: BofA fico scores? how accurate are they?

BoA provides Transunion FICO 8. It's accurate. Their cards are great. 👍

Cash Rewards has selectable 1,2,3% cash back categories, $200 SUB and 0% APR 15 month for purchases promo currently.

Message 2 of 5
Anonymous
Not applicable

Re: BofA fico scores? how accurate are they?

It is much easier to see on a computer but if you use your mobile then just scroll all the way down to the bottom.

 

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Message 3 of 5
MudkipsRKooL
Regular Contributor

Re: BofA fico scores? how accurate are they?

thanks I just did AnnualCreditReport recently 1 dollar for TU, that's fine since the free one gave me error or didn't show score, aka credit report not score, lol. I got the EX score free as well was thinking $1. My EQ generated error on ACR, not sure if it has to do with me being on their "class action lawsuit" or w/e. 6-9 months in my CK score is about 1-5 points from my real score which is amazing when it was 20-50 point difference 6+ months ago.

 

Current score: 778ex | 774tu | 777eq
INQ status: 1/24, 1/12

Currrent Cards:




Future:
Message 4 of 5
Anonymous
Not applicable

Re: BofA fico scores? how accurate are they?

The score shown on BOA lags by anywhere from a couple weeks to a month. They do have a nice chart showing your score over time. The site also accurately shows the date for which the score was accurate.

Message 5 of 5
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