OK pulled my fico8 from both CCT and Discover.com and both sites report my Exp fico8 aat 620 with todays date.
The problem is is that the details dont match
On Discover.com I get this
In the last year, you've had 1 account
reported as late. And over the 7 years,
you've had a total of 6 accounts reported
late
( the 1 account reported as recent late was in fact deleted yesterday from my file according to cct ) cct shows 8 accounts as having reported late+
I also got this message
You've used $6,725.00
of your revolving credit and your revolving utilization 12%
On CCT it shows my balance as being $4633 and only 8% util
Credit Karma pulled 7/19 has both TU and EQ reporting 8% util
How can both companies report the same fico8 score but the details dont match?
>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching