@Anonymous
Update:
EX - no score, should generate next month
TU - no score, should generate next month
EQ 9 - 809 up 44 points from 765 last month ( per NFCU )
I have been doing pif with all reporting AZ, but misunderstood the date my first statement w/BB&T would cut. I thought it would cut on the 10th....made a small charge on the 11th and statement actually cut the 12th making me AZEO <1% util.
I suspected I would see an increase due to the AZEO, but was not expecting 44 points as I understood it is typically a 15-20 point gain. Nothing else has changed, no inquiries, no new trade lines.
ETA: I just realized, I actually did have a change between between NFCU’s EQ monthly score updates between July and August....it’s been nagging at me, why 44 points? I neglected to remember the first card BB&T sent was mailed to the wrong address and I never received the card. They closed that account, reissued a new card and sent to the correct address, so my bureaus now show 2 BB&T accounts - one open, one closed. My previous EQ 9 of 765, I received via NFCU on July 3rd and at that time still only showed one BB&T account....newest update for today now lists both accounts, again...one open, one closed. I’m guessing as now my EQ lists 3 open CCs and 2 closed for a total of 5....this puts my EQ as a thick file? My apologies I didn’t remember about the closed account when I stated above I had no other changes in my above comments. 🤓
@Anonymous
No, nothing else on report. 3 open cards, 2 closed cards.
