Close / Closing Checking Account - does it hurt your Fico

[Anonymous]

Sorry if this is covered somewhere - I searched and couldn't find anything.

I'm considering consolidating my accounts to a single cash/near-cash account.  As such I'd like to close my Netbank and Citi depository accounts.  Both of these account have been open for about 4-5 years, but neither of them have any credit associated with them.  I don't see them on the MyFico report.  Will it hurt my score to close these?

Thanks

[Tuscani]

Checking accounts are not reported to CRAs. FYI.. You may get an Inq when opening a new account.

[Anonymous]

If you bounced checks, you may be reported to another consumer reporting agency such as ChexSystems https://www.consumerdebit.com/consumerinfo/us/en/index.htm but as Tusc says your checking info is not reported to the credit reporting agencies (TU, EQ, EX) and has no effect on your FICO score.