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So, I'm glad I use myFICO, but it always seems people look at my TU scores. That's unfortunate, because when I look at Credit Karma (FAKO?), I just did a score simulatior where I had on time bills for 12 months, and it DROPPED my score from a 611 to a 604....LOL
@alexhortdog wrote:So, I'm glad I use myFICO, but it always seems people look at my TU scores. That's unfortunate, because when I look at Credit Karma (FAKO?), I just did a score simulatior where I had on time bills for 12 months, and it DROPPED my score from a 611 to a 604....LOL
LOL...same here. i think there score simulator has a few glitches. My score drops also when i use the pay on time bills simulator. I go down 625 to 618.
Don't buy into Credit Karma! The only thing I use it for is tracking changes in my account, which isn't even that effective anymore because of the score card. Anyway, their scoring is way off. My Credit Karma score is 573. I went to my local credit union to get a credit card and my score was 630. It's probably even higher now because all of my collections have dropped off. Credit Karma didn't budge after two collections disappeared.