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Credit Score Increase After Inqury Removed

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Anonymous
Not applicable

Credit Score Increase After Inqury Removed

I am curious, I had send 7 letters to request inqury removal from my CR, 2 lenders approved and 5 to go. I want to understand how much points does it normally will increase or nothing?

Thanks

Message 1 of 7
6 REPLIES 6
FireMedic1
Community Leader
Mega Contributor

Re: Credit Score Increase After Inqury Removed

Inq's are such a small percentage of your credit score and dont count against your score after 1 yr. Dont know how you got 2 deleted. But dont count on the others removing them. And dont dispute them whatever you do. I just had 1 inq age off my scores and I gained 0 yes 0 points.

Good info from MyFico here:

https://www.myfico.com/credit-education/credit-reports/credit-checks-and-inquiries



BK Free Aug25
Message 2 of 7
Anonymous
Not applicable

Re: Credit Score Increase After Inqury Removed

OP, can I ask why you are requesting that the inquiries be removed?

Message 3 of 7
Anonymous
Not applicable

Re: Credit Score Increase After Inqury Removed

becuase 7 of them are incomplete due to some are fraud and 1 of them are unauthorized.

 

That's why I care about my score. I remember one old collection/inq was removed and got 47 pts increase.

Message 4 of 7
dynamicvb
Valued Contributor

Re: Credit Score Increase After Inqury Removed

The collection being gone may be worth 47 points, but not an inquiry. 3-5 at the most for those and they only count until they are a year old.

Started Rebuild 4/2018: EX 616| TU 604| EQ 621

Current 5/28/20:


First Goal Score: 750+ Reached 3/2019

Next Goal all over 800
Message 5 of 7
egaithe
Regular Contributor

Re: Credit Score Increase After Inqury Removed


@Anonymous wrote:

OP, can I ask why you are requesting that the inquiries be removed?


Why shouldn't inquiries be removed? What if a spouse  did an application without permission of their partner?

EQ-660, TU-687, EX-646
Goal: 750s in all
Message 6 of 7
Revelate
Moderator Emeritus

Re: Credit Score Increase After Inqury Removed


@egaithe wrote:

@Anonymous wrote:

OP, can I ask why you are requesting that the inquiries be removed?


Why shouldn't inquiries be removed? What if a spouse  did an application without permission of their partner?


Unless you want to claim fraud and file a police report...

 

Somehow I doubt it.




        
Message 7 of 7
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