No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I am curious, I had send 7 letters to request inqury removal from my CR, 2 lenders approved and 5 to go. I want to understand how much points does it normally will increase or nothing?
Thanks
Inq's are such a small percentage of your credit score and dont count against your score after 1 yr. Dont know how you got 2 deleted. But dont count on the others removing them. And dont dispute them whatever you do. I just had 1 inq age off my scores and I gained 0 yes 0 points.
Good info from MyFico here:
https://www.myfico.com/credit-education/credit-reports/credit-checks-and-inquiries
OP, can I ask why you are requesting that the inquiries be removed?
becuase 7 of them are incomplete due to some are fraud and 1 of them are unauthorized.
That's why I care about my score. I remember one old collection/inq was removed and got 47 pts increase.
The collection being gone may be worth 47 points, but not an inquiry. 3-5 at the most for those and they only count until they are a year old.
@Anonymous wrote:OP, can I ask why you are requesting that the inquiries be removed?
Why shouldn't inquiries be removed? What if a spouse did an application without permission of their partner?
@egaithe wrote:
@Anonymous wrote:OP, can I ask why you are requesting that the inquiries be removed?
Why shouldn't inquiries be removed? What if a spouse did an application without permission of their partner?
Unless you want to claim fraud and file a police report...
Somehow I doubt it.
