Should I delete negative items on my credit reports that are over 7 years old even if they provide me with a longer credit history? I have 3 from 1999 - all of which were included in my bankruptcy in 2003 and are reporting that way. My credit reports currently say I have 15 accounts - but I really only have 5 active now since the bankruptcy. Would it make a difference in my score to have the older negatives deleted?
Message Edited by kchev on
04-25-2007 12:54 PM