Did you mean to post a message, or was your subject line all you wanted to post? If you want to add something to your message, please click "Options" at the top right of your message and then "edit post."
Otherwise, please read "Credit Scoring 101", which explains about FICO's and FAKO's, and Equifax vs TransUnion vs Experian, and a lot of other things. It's stickied at the top of this board.
Your subject line is a little to vague to know what specifically you're asking about.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007