I limited the question to FICO scoring because I wanted to verify my thinking the answer is no before I went into the general credit forum and asked, does anybody care? Fused saying nobody's ever listed that as a reason for declined credit goes toward that question, but it seems reasonable to think that a mortgage officer who sees a recent spike in utilization, paid off just last statement, might be concerned that the applicant may have had a recent financial emergency, and would decline the mortgage for that reason.
Would asking too many questions be high-maintenace? I'm trying to figure that line out.
Only around here! And they haven't run me off yet.
pdxuser wrote:Would asking too many questions be high-maintenance? I'm trying to figure that line out.
haulingthescoreup wrote:Remember, in the end, everyone loves low-maintenance customers.
"How can I be low-maintenance?" he asked ironically. I mean, what was the point you were making?