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Does nfcu loc count in your fico credit score?

oracles
Valued Contributor

Does nfcu loc count in your fico credit score?

Hi everyone, 

 

its been a long time since I posted on here and because of this site I am happy to say I have a credit score of 820+.

 

i can truly say I am addicted to my credit score lol and this is my hobby with helping others with their score. Pay it forward.

 

my question is- does nfcu loc ( navy check) count in your credit score ?

 

it is reporting on my report however when I add up all my limits with nfcu loc , it is not the same dollar amount that the report gives.

 

the report is off by 15k which I am assuming is the nfcu loc.

 

thanks for all your responses 

Message 1 of 4
3 REPLIES 3
Revelate
Moderator Emeritus

Re: Does nfcu loc count in your fico credit score?

Which report?

 

Have to remember anything beyond just the base data is someone's presentation format which may well be wrong.

 

LOC's are typically counted as revolving and generally have been under all versions as suggested by FICO in the past (see the details they released for FICO 8 HELOC calculations), I wouldn't take a summation of limits even on the bureau's data sheet as reference, and absolutely nobody else's Smiley Happy.




        
Message 2 of 4
oracles
Valued Contributor

Re: Does nfcu loc count in your fico credit score?

Thanks i feel better now lol

Message 3 of 4
TA8088
Valued Contributor

Re: Does nfcu loc count in your fico credit score?

I was wondering how this reports as well. 

Message 4 of 4
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