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You've been rebucketed. It will rise.
@djrez4 wrote:You've been rebucketed. It will rise.
Rebucketed? what's that?
how many inquiries did you have on EQ over the past year?
When your credit profile changes because of events you are calculated against different scorecards. If you have a baddie and it drops off, you move to a different scoring criteria for profiles without baddies. That's a simple as I can put it. There are threads here explaining rebucketing in more detail.
I will see you in the garden, I am in the same boat as you are, it sucks but nothing time cant fix !!
Cheers John
@dodgeball wrote:I will see you in the garden, I am in the same boat as you are, it sucks but nothing time cant fix !!
Cheers John
+1 See you in the garden
It's going to be a garden party!
I'm there also now that I got approved for Amex.
I shouldn't be itchy for at least 6 months
I'm moving this from Credit Cards to Understanding FICO Scoring. I agree that you've most likely been rebucketed. You should be able to receive additional comments from UFS forum participants that may prove helpful to you.