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EQUIFAX vs Other Scores

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Valued Contributor

Re: EQUIFAX vs Other Scores

Good news OP, the only true FICO score in your list is the one you got from Experian, CK and TU provides VantageScore 3.0, EQ on the other hand provides EQ's own internal scores (not even VS3). Although they have an option for 3B FICO scores, based on the discrepancy from EX FICO 8 score, those scores are probably not FICO. Best move forward is pay $1 at CreditCheckTotal for all 3 FICO8 to verified, or you can log back into EQ and look for FICO next to those scores, if they're FICO it will say FICO.
Message 11 of 13
Senior Contributor

Re: EQUIFAX vs Other Scores

Equifax offers a Classic Fico 04 score (commonly referred to as a Fico mortgage score) in addition to their own score. It's called ScorePower and is called EQ Fico score 5 on MyFico 3B reports.

Fico 8: .......EQ 850 TU 850 EX 850
Fico 9: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
VS 3.0:...... EQ 835 TU 835 EX 835
Fico 8 BC:. EQ 892 TU 900 EX 900
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 12 of 13
Valued Contributor

Re: EQUIFAX vs Other Scores

Op congrats on your progress. As long as you have your true Fico scores, you'll be headed in the right direction on knowing where you stand. The previous posts mentioned different examples of sites to get your Fico scores. Whichever works best for you. Best of luck on your future purchase of the Motorhome!

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k

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