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Economical Approach to Staying on Top of Your Credit Scores and Reports

Established Contributor
‎08-30-2007 02:42 PM
‎08-30-2007 02:42 PM

Re: Economical Approach to Staying on Top of Your Credit Scores and Reports

I got lucky I got in with Citi when they where $9.95/month, then one day I saw on their website they increase to 12.99 but was still being billed 9.99, then in july I got a notice that they were raising me to $11.95, so called to cancel, and when they saw I've been a member for a year, they offered me 6.95, I took it.
People say "Only apply for credit you NEED"

I say "apply for credit you have PRATICAL use of"

I don't have AMEX card because I don't want a card that suffers from PMS
Message 11 of 66
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honeybrook1
Regular Contributor
‎08-31-2007 12:05 PM
‎08-31-2007 12:05 PM

Re: Economical Approach to Staying on Top of Your Credit Scores and Reports

Is ScoreWatch the only one that shows your true FICO score?
Starting Score: 718
Current Score: 718
Goal Score: 800

Take the FICO Fitness Challenge
Message 12 of 66
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Anonymous
Not applicable
‎09-01-2007 11:26 AM
‎09-01-2007 11:26 AM

Re: Economical Approach to Staying on Top of Your Credit Scores and Reports


honeybrook1 wrote:
Is ScoreWatch the only one that shows your true FICO score?

EQSW and MYSW are the only two I know to offer actual FICOs, but I seem to recall reading WAMU also offers a true FICO.
Message 13 of 66
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Anonymous
Not applicable
‎09-02-2007 01:28 PM
‎09-02-2007 01:28 PM

Re: Economical Approach to Staying on Top of Your Credit Scores and Reports

Always worth mentioning the totally free copies of your CRs that are available.
 
Message 14 of 66
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Anonymous
Not applicable
‎09-02-2007 01:59 PM
‎09-02-2007 01:59 PM

Re: Economical Approach to Staying on Top of Your Credit Scores and Reports

If you're looking to dispute something with the CRAs, but they won't talk to you without an "official" copy of your reports, fear now. Save your money on purchasing an "official" copy and fax in your dispute.
 
Message 15 of 66
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Anonymous
Not applicable
‎09-06-2007 11:55 AM
‎09-06-2007 11:55 AM

Re: Economical Approach to Staying on Top of Your Credit Scores and Reports

I signed up for the EQ Score Watch for the monthly 8.95 version and then later saw the links for discounts for it. How do I switch to the discounted monthly rate? If I can't is it possible to cancel after 3 months and then resign up for it with the discounted rate? If I do will I lose my previous EQ scores on the score chart?
Message 16 of 66
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Anonymous
Not applicable
‎09-06-2007 10:01 PM
‎09-06-2007 10:01 PM

Re: Economical Approach to Staying on Top of Your Credit Scores and Reports


idontlikeforms wrote:
I signed up for the EQ Score Watch for the monthly 8.95 version
...
How do I switch to the discounted monthly rate?

EQSW doesn't offer a discounted monthly rate, to my knowledge.
 
MFSW does.
 
Message 17 of 66
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Anonymous
Not applicable
‎09-07-2007 02:38 AM
‎09-07-2007 02:38 AM

Re: Economical Approach to Staying on Top of Your Credit Scores and Reports

Actually what I have is MFSW. Sorry didn't identify it correctly.
Message 18 of 66
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smallfry
Senior Contributor
‎09-07-2007 02:51 AM
‎09-07-2007 02:51 AM

Re: Economical Approach to Staying on Top of Your Credit Scores and Reports


@Anonymous wrote:

@Anonymous wrote:
I signed up for the EQ Score Watch for the monthly 8.95 version
...
How do I switch to the discounted monthly rate?

EQSW doesn't offer a discounted monthly rate, to my knowledge.
MFSW does.


Sure they do. There is a link for $6.15 per month through Coastal Credit Union.
Message 19 of 66
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Anonymous
Not applicable
‎09-07-2007 01:06 PM
‎09-07-2007 01:06 PM

Re: Economical Approach to Staying on Top of Your Credit Scores and Reports


smallfry wrote:
Sure they do. There is a link for $6.15 per month through Coastal Credit Union.

My bad, and I do remember reading that here before.
Message 20 of 66
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