Economical Approach to Staying on Top of Your Credit Scores and Reports

[Anonymous]

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@laz98 wrote:
blah, those dark cherry mochas are gross! 

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They sounded weird to me when introduced, but I really like 'em.

[Anonymous]

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@Anonymous wrote:

At the risk of repeating myself:

The two services which permit daily pulls and which don't ban you for "overuse" are EX CreditCheckTotal (CCT) and AMEX CreditSecure (CS).

http://www.creditchecktotal.com
https://www124.americanexpress.com/cards/loyalty.do?page=creditsecure

CCT is $30 a month. CS is $12 a month, but you have to be an AMEX cardholder. Yet another reason to apply for an AMEX, and any AMEX will do.

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Hey Noah:

I've used USAA CreditCheck Monitoring Premium for about a week now.  Is CCMP different from the two services you mention?  I can do a daily pull, I get a sort of combining report that shows each CRA in a column.  Seems pretty useful for comparing between the three and watching for changes.  Am I missing something?

[smallfry]

Credit Secure is not a daily puller anymore unless you have been grandfathered. I just got the card and they will only allow 2 pulls per month. I will not be paying for that.

[Anonymous]

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@Anonymous wrote:

I've used USAA CreditCheck Monitoring Premium for about a week now.  Is CCMP different from the two services you mention?  I can do a daily pull, I get a sort of combining report that shows each CRA in a column.  Seems pretty useful for comparing between the three and watching for changes.  Am I missing something?

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In the past, I've used both CS and CCT. They looked darned near identical to one another, and for good reason.

CCMP looks quite a bit different, and I do like the layout of CCMP much better.

There's also Credit Karma. Can't complain about it much based on the price I pay.

[Anonymous]

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@smallfry wrote:

Credit Secure is not a daily puller anymore unless you have been grandfathered. I just got the card and they will only allow 2 pulls per month. I will not be paying for that.

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Another one bites the dust. Ah well. Head on over to USAA CCMP.