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cam wrote:I recently left my employer to go back to school.They are saying that I was overpaid by $3500, which I don't understand since I was getting paychecks up until the day I left.Anyhow my question is this, If I chose not to pay the amount back to them, could they legally place that information on my credit report and thus affect my fico score. (My thinking is that I never agreed to any terms, payment plans, or signed any contract for service and therefore they wouldn't be allowed as a creditor and couldn't be placed on there. what do you think or know about this?