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@robz71lm7 wrote:My score got dinged last month because I didn't have any balances shown on my report and it listed these as negative factors in red on my TU and EX reports. So I left $79 on a card (0% apr) with a $1500 limit. So on my new report with the balance TU and EX both list my recent CC use as a positive and my score jumped. However, EQ lists that I have too many (1 acct) accounts with balances as a negative-my EQ score dropped as a result. Is it because I only have 3 active cards-thus making 1 with a balance too many?CC1 0/1500 23 months oldCC2 79/1500 8 months oldCC3 0/6000 1 year oldOld Installment PIF 1 year oldEq 731 (was 736)Tu 767 (was 751)Ex 765 (was 745)Misc Mortgage inquries on all three reports from August to present.
robz71lm7 wrote:However, EQ lists that I have too many (1 acct) accounts with balances as a negative-my EQ score dropped as a result. Is it because I only have 3 active cards-thus making 1 with a balance too many?
And I am still waiting for SW to notice a 39 point increase!
ilovepizza wrote:
My EQ score doesn't make any sense these days too. I wait every day for the weirdness to return to normal. Started getting weird the same time as everyone else's about 2-3 weeks ago.
@robz71lm7 wrote:
My score got dinged last month because I didn't have any balances shown on my report and it listed these as negative factors in red on my TU and EX reports. So I left $79 on a card (0% apr) with a $1500 limit. So on my new report with the balance TU and EX both list my recent CC use as a positive and my score jumped. However, EQ lists that I have too many (1 acct) accounts with balances as a negative-my EQ score dropped as a result. Is it because I only have 3 active cards-thus making 1 with a balance too many?