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Equifax reporting Consumer Finance Account

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tandrf
Member

Equifax reporting Consumer Finance Account

Equifax is reporting "You have a consumer finance account on your credit report" as a factor in my FICO5 score but I don't see anything that could even possibly be it:

 

Revolving/Open Ended:

 

Capital One Bank Usa

Loan Type: Credit Card

 

Capital One Bank Usa

Loan Type: Credit Card

 

Merrick Bank(Closed)

Loan Type: Credit Card

 

Citicards Cbna(Closed)

Loan Type: Credit Card

 

 

Installment:


Us Dept Of Ed/Glelsi

Loan Type: Student Loan

 

Us Dept. Of Educatio (Closed)

Loan Type: Student Loan

Us Dept Of Ed/Glelsi(Closed)

Loan Type: Student Loan

 

Hyundai Motor Financ(Closed)

Loan Type: Vehicle Loan

 

Mechanics Bank Fka C (Closed)

Loan Type: Vehicle Loan

 

Cig Financial (Closed)

Loan Type: Vehicle Loan

 

Nelnet Loan Services(Closed)

Loan Type: Student Loan

 

Nelnet Loan Services(Closed)

Loan Type: Student Loan

 

Us Dept Of Ed/Glelsi(Closed)

Loan Type: Student Loan

 

Dept Of Ed/Navient(Closed)

Loan Type: Student Loan

 

Dept Of Ed/Navient(Closed)

Loan Type: Student Loan

 

Nelnet Loan Services(Closed)

Loan Type: Student Loan

 

Nelnet Loan Services(Closed)

Loan Type: Student Loan

 

Nelnet Loan Services(Closed)

Loan Type: Student Loan

 

Northwest Airlines F(Closed)

Loan Type: Student Loan

 

U S Department Of Ed(Closed)

Loan Type: Student Loan

 

 

Mortgage:

none

 

Other:

none

Message 1 of 4
3 REPLIES 3
tandrf
Member

Re: Equifax reporting Consumer Finance Account

OK, so - I've found a discrepency. For Equifax,

 

from myFICO 3B it shows:  Hyundai Motor Financ loan type Auto Loan

 

But from the annualcreditreport i pulled it shows loan type Auto Lease

 

TU matches up. Never got reported to EX.

Message 2 of 4
Anonymous
Not applicable

Re: Equifax reporting Consumer Finance Account

Beat me to the punch.
Message 3 of 4
Anonymous
Not applicable

Re: Equifax reporting Consumer Finance Account

Anytime financial or finance is in the name it’s a pretty good clue, it’s probably a CFA.
Message 4 of 4
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