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You must have more charge offs or other seriously damaging accounts.
I had a charge off and two loans with 60 days late one time removed via EE by TU in January leaving just my BK and I went up 54 points from 652 to 706.
The data that says older items aren’t very damaging has been proven false lately, even 30 day lates have been returning 25+ points when they age off.
Best of luck! Lol! I got my insufficient experience letter yesterday so I’m not gonna poke Disco for awhile.
Congrats on the removal and score bump. With your tl's, aging and all that good stuff going on I wouldn't be surprised for you to be in the mid 700's end of 2019. Happy Dance, Woot, Woot!!!!!
@Anonymous wrote:Best of luck! Lol! I got my insufficient experience letter yesterday so I’m not gonna poke Disco for awhile.
What's that supposed to mean? (Insufficient experience) You've been with them a long time haven't you?
@GApeachy wrote:
@Anonymous wrote:Best of luck! Lol! I got my insufficient experience letter yesterday so I’m not gonna poke Disco for awhile.
What's that supposed to mean? (Insufficient experience) You've been with them a long time haven't you?
Insufficient experience with current credit limit is basically a way of saying you have enough for now. Lots of us get these letters from Disco and Sync.
I cant really argue with that. I went from $7500 SL in March of last year to $11,200 January of this year. I don’t really need more. The button just gives me my credit fix 😂