No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I got another decrease on my Experian that was triggered when my utilization LOWERED on one of my credit cards...sigh...is it opposite day at Experian? My other scores are 50 pts higher, that just doesn't seem right. There should be some sanity between the three scores, not this indication of different lives...
I wonder if some ancient baddies are simply not being correctly dropped? Or something...
@matolen wrote:I got another decrease on my Experian that was triggered when my utilization LOWERED on one of my credit cards...sigh...is it opposite day at Experian? My other scores are 50 pts higher, that just doesn't seem right. There should be some sanity between the three scores, not this indication of different lives...
I wonder if some ancient baddies are simply not being correctly dropped? Or something...
My EQ is the same way always lower, So is my DW her eq is lower about 30 pts but EX and TU are about the same. I think they all have a diffrent algorithm and score things diffrently. My EQ and EX report are identical, My TU has 2 less public records but is about the same as my EX, altho my TU shows no instalment loan so I'm expecting that to go up when my installment loan hits. but it makes no sense LOL. I even have less INQ on my EQ than my EX and alot less INQ on my TU than the other 2.
A 50 point difference means there is negative information appearing in your EX file that is not appearing in the others.
@Anonymous wrote:A 50 point difference means there is negative information appearing in your EX file that is not appearing in the others.
Agreed ^^^^^. Something is showing on that report that is not showing on the others.
@Anonymous wrote:
@Anonymous wrote:A 50 point difference means there is negative information appearing in your EX file that is not appearing in the others.
Agreed ^^^^^. Something is showing on that report that is not showing on the others.
I am not showing any negs , liens , derogs , lates , collections. My scores are 35-43 points difference. I have been trying to solve this for awhile.