FICO 10's now reported on myFICO scores

[CH-7-Mission-Accomplished]

Perhaps there is another thread, but I just pulled my reports for 4/1 and for the first time my FICO 10 scores, including 10T are reporting.   Oddly, Experian is not reporting but EQ and TU are.   Anybody else notice this or am I just late for the party?   I honestly thought it was impossible to get this score.

[CH-7-Mission-Accomplished]

Oddly the FICO 9 scores have vanished and been replaced by FICO 10s, which isn't really helpful beyond FWIW curiosity.   FICO 9 auto scores are there but the classic FICO 9 has disappeared -- and we are still trying to wean people from FICO 8 to FICO 9.   I will be dead before FICO 10 is widely adopted.

[thornback]

I wasn't aware of this so thanks for posting! My 3B isn't due to be pulled for another week though so guess I have to wait...  

[thornback]

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@CH-7-Mission-Accomplished wrote:

Oddly the FICO 9 scores have vanished and been replaced by FICO 10s, which isn't really helpful beyond FWIW curiosity.  

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Well what's the fun in that???  

[FireMedic1]

Thanks for posting. Not due till the 14th. Great! Give a score that may be higher and nobody uses. At least till the gang here starts seeing it being used and by who is using it and a new thread will begin.

[SouthJamaica]

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@CH-7-Mission-Accomplished wrote:

Oddly the FICO 9 scores have vanished and been replaced by FICO 10s, which isn't really helpful beyond FWIW curiosity.   FICO 9 auto scores are there but the classic FICO 9 has disappeared -- and we are still trying to wean people from FICO 8 to FICO 9.   I will be dead before FICO 10 is widely adopted.

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@CH-7-Mission-AccomplishedThe FICO 9's haven't disappeared, they just appear now under "credit card" scores instead of "new" scores.

[thornback]

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@SouthJamaica wrote:@CH-7-Mission-AccomplishedThe FICO 9's haven't disappeared, they just appear now under "credit card" scores instead of "new" scores.

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Thanks for this.  

And I'm able to see my 10s based on last month's pulls... so didn't have to wait for a new 3b afterall which is nice. 

[JFox418]

I'm currently paying Experian $30 a month to have daily refreshes for Experian and monthly for EQ and TU. Do you guys like myFico better? Am I allowed to even ask that? 

[Remedios]

This is a little ouch. 

My 10T  EQ is 10 pints higher, TU  is 15 points lower when compared to 8 classic. The only difference, number of pulls. 

10 "classic" 3 points lower on EQ, 34 lower on TU, again only difference is number of HPs  

To quantify the difference, EQ has 0 inquiries, TU has 3..

It appears to be as punishing (if not more) when it comes to inquiries and new accou

Bankcard scores for both 10 and 10T are similar to 8. 

So, while we might have been under impression that this will be all about payment history...it ain't. Feels like 90s are calling and want their inquiry paranoia back. 

This is going to be fun for some of us 

[thornback]

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@JFox418 wrote:

I'm currently paying Experian $30 a month to have daily refreshes for Experian and monthly for EQ and TU. Do you guys like myFico better? Am I allowed to even ask that? 

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I like the Experian app better overall, but myFICO gives all 28 industry scores - plus now the version 10s.  So the additional EX scores you see on the EX app are also avail for EQ and TU on the myFICO app. 

Really just depends on how much data you want to see each month but the daily report/score update from EX is unmatched.