I have a total of 5 accounts on my file: 4 open revolving and 1 closed Share Secured Loan (SSL).
So this change in number of accounts reporting a balance could be one of:
- 3 of 4 (75%) to 2 of 4, (50%) (counting only open accts)
- 3 of 5 (60%) to 2 of 5, (40%) (counting open + closed acct)
I think it's #1, but I thought Birdman7 and Trudy might have found some evidence for #2.
"Too Many Accounts with Balances" moved down 1 spot in the list of reasons on all FICO 9 scores.
| 8 | AU8 | BC8 | MTG | AUT | BKC | 9 | AU9 | BC9 | 3 |
EQ | 0 | 0 | +3 | +3 | +3 | +2 | +9 | +14 | +9 | |
TU | 0 | 0 | 0 | 0 | 0 | 0 | +16 | +16 | +16 | |
EX | 0 | 0 | +2 | -2 | -2 | -2 | +1 | +1 | +1 | +4 |
AoOA | AAoA | AoYA |
2yr 10mo | 1yr 7mo | 8mo |
AoORA | AAoRA | AoYRA |
1yr 10mo | 1yr 3mo | 8mo |
AGGREGATE % | AGGREGATE $ | TOTAL LIMIT |
4% (4.48) [+1%] | $1423 [+$314] | $32,000 |
(Ignore the EX 2's -2 point drop: 2 of them are showing 'Not Using Revolving Accounts' with $1,423 in balances reporting. (Report Link)
They also show "Too many accounts with balances". lol Gonna find out later who to talk to about this obvious bug.
$1,234 of that is on a Citi Costco Anywhere Visa Signature card, and there is no way that card isn't counting on EX2 this month when it has for 21 months prior to this.)
