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WHOO HOO!! Besides that fact of having the new charge off deleted, and the derogatory account from Pier One gone also, this still seemed like a very large jump. I think the fact that I have no accounts in dispute may play a part in it. The 630ish number stuck until a few days ago when a zombie creditor reported a collection account from 2003 that had never been reported before and I took a 12 point drop on all three bureaus for that...was expecting more of a drop, but maybe because the collection account is over 4 years old?? Either way, I'll take it. My short term goal is to get all 3 scores above 620...then I'll shoot for 700!
@alixwooten wrote:
TU = 670, EQ = 666 (almost willing to take a hit to change that number!) and EX = 672 - pretty close spread eh?