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Scores:
Equifax:
fako:583 fico:628
Transunion:
fako: 607 fico:617
Experian:
fako: ? fico: 631
All the fako stuff is based on credit karma.
For all the abuse heaped on the Vantage 3.0 scores here, because they're not FICO scores, I'm noticing that my Vantage 3.0 scores and my FICO 8 scores are pretty damn close:
EQ TU EX
Vantage 704 754 706
FICO8 703 774 707
As of today:
Vantage 3.0
TU - 800
EQ - 795
EX - 793
Fico 8
TU - 779
EQ - 754
EX - 780
"I contacted Lexington Law a few days ago to see if they could help me with my credit. They told me my credit score was 567. I just found out yesterday that my actual TU score is 628! They probably give people low FAKOs to get them to feel like they really need help; turns out I'm doing something right all on my own!"
Lexington Law is a total SCAM! Check out MyCreditSecret.org You take fixing your own credit LEGALLY, into your own hands and at a pace that you set. The only way you can't win is if you don't sart the program.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
My Fico vs Fako scores are very similar between this site and credit.com, credit karma, and credit wise throught capital one. Unfortunately, I applied for an auto loan this past weekend and they score that they pulled was over 30 points lower with Equifax compared to myfico.com. Is this pretty normal?
@Anonymous wrote:As of today:
Vantage 3.0
TU - 800
EQ - 795
EX - 793
Fico 8
TU - 779
EQ - 754
EX - 780
CAPTOOL, looks like your Fico scores are in decline. I thought one or two of your Fico 08s made it over 800 a couple months back.
More new credit?
@Thomas_Thumb wrote:
@Anonymous wrote:As of today:
Vantage 3.0
TU - 800
EQ - 795
EX - 793
Fico 8
TU - 779
EQ - 754
EX - 780
CAPTOOL, looks like your Fico scores are in decline. I thought one or two of your Fico 08s made it over 800 a couple months back.
More new credit?
Low balance installment loan paid. When it reported closed, my Fico scores dropped 33 points.
These are my scores for July 2016. My reports are finally clean.
Equifax Complete Premier Plan
EQ=730, TU=722, EX=726
Credit Karma Vantage 3.0 scores
EQ=752, TU=754
CCT(Credit Check Total) FICO 8 scores
EQ=770, TU=767, EX=777
I like the Equifax plan as I can see when NFCU does their SP during their AR period.
I like Credit Karma for the alerts they give.
I like CCT to get my monthly FICO 8 scores.
I like my FICO 3B reports to get all of my scores. I won't get my next report until next month.